Top up with crypto, spend anywhere with balance card.
Issue a virtual (or later a physical) Visa card in a few minutes, keep your money in USDT and manage everything right in the Telegram bot.
Virtual or metal Visa card from balance
Complete KYC in Telegram, top up with USDT and get a card that works online, offline and abroad.
Virtual Visa in minutes
Launch the balance bot, tap “Issue card” and receive details instantly. Perfect for subscriptions, travel bookings and online stores.
Order physical card later
Metal or plastic card for premium use-cases: hotels, restaurants, business travel. One balance account works for all formats.
Easy KYC
Verification takes a couple of minutes and happens directly inside Telegram. No paper forms, no long waits.
Free crypto & partner top-up routes
Choose how to refill your balance: stablecoins (USDT) or fiat via on-ramp partners like Mercuryo.
USDT deposits
Send USDT on supported networks. Funds land in minutes and become immediately available on your card.
Fiat on-ramp partners
Plug partner gateways to accept bank cards or local transfers. balance stays crypto-native, partners handle fiat compliance.
Manage every transaction directly inside Telegram
Notifications, limits, security toggles and multiple virtual cards — all commands live inside the balance bot.
Real-time alerts
Each payment pops up instantly with amount, merchant, country and remaining balance.
Flexible limits
Freeze/unfreeze, daily caps, allowed MCCs and per-merchant rules — ready for high-control spending.
Multiple virtual cards
Create dedicated cards for subscriptions, ads, one-off purchases or risky merchants.
Not just a card — a mini banking layer in Telegram
Cashback & referrals
Reward early adopters: bonus points or stablecoin cashback for each activated friend.
Virtual account
Accept global payouts to your balance wallet — ideal for freelancers and creators.
Money transfers
Send USDT to friends, external wallets or future bank routes in a couple of taps.
AI assistant
balance AI explains spend patterns, suggests limits and answers support questions right in the chat.
Visa Signature benefits
Lounge access, travel insurance and premium perks once physical cards launch.
balance bot is your command center
Issue cards, top up, freeze, change limits and talk to support without leaving Telegram. balance is designed for founders, nomads and power users who want banking-grade tools inside their messenger.
Quick answers
Полные тарифы и юридические документы появятся позже, а пока — короткие ответы.
Что такое balance?
balance — виртуальная карта Visa и USDT-кошелёк внутри Telegram. Пополняешь USDT или через партнёров, тратишь глобально.
Есть ли комиссия за выпуск?
Регистрация бесплатна. Можно взять единовременную плату за виртуальную карту — решаете сами.
Как пополнять?
USDT-сети (Tron, Polygon, Base) или on-ramp партнёры, которые принимают банковские карты и переводы.
Как вывести средства?
Шлёшь USDT на свои кошельки или используешь партнёрские маршруты вывода на банки. Локальные опции будем добавлять.
Готов протестировать balance?
Запусти Telegram-бота, пройди быструю верификацию и получи свою первую виртуальную карту.